Investment Options
Invest in Your Future, Retirement & Financial Freedom!
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Wealth
by investing a fixed amount
₦1,000,000
for 3 months or more
Investor income
with a high ROI
Target Investment
This investment plan is designed to assist people to achieve their personal plan on specific obligations like house rent, weddings, household items/assets acquisitions, personal development expenses etc. with ease by setting goal(s) with a specific timeline and invest toward its achievement.
- Minimum tenure is 2 months
- Funds can be invested daily; weekly; monthly or quarterly.
- Not more than 2 withdrawals are allowed for investments of 180 days and above.
- Interests are credited on monthly basis
- Multiple withdrawals leads loss of interest
- High interest rate
- Flexible investment plan
- Opportunity to access loans
Early Starters Investment
Everyone strives to give their wards a strong start and a good financial foundation for a future full of possibilities.
Early starter investment account helps your children achieve future financial goals, like going to college, purchasing necessary school items, planning and preparing them for school abroad, this can only be achieved by consistently investing towards it.
- Competitive Interest rate
- Investment specifically for children between the ages of 0-17 years.
- Minimum of 6 months tenor
- Transparency in investment management.
- Financial education at younger age for your children.
- Seamless investment opportunities.
- Child Birth Certificate
- Child’s Passport Photograph
- One Passport Photograph of one of the parents
- BVN & NIN of one of the parents
- Valid means of Identification of one of the parents.
Vacation Investment Plan
Vacation Investment is an innovative target investment product designed for individuals who dream of traveling abroad or having local vacation experience that requires a huge cash outlay.
Our product helps customers save systematically, providing a hassle-free experience for their travel goals. Customers can choose a customized option to fit their preferences, ensuring flexibility and convenience.
- Flexible tenure
- Customized deposit option: Select from daily; weekly; monthly; quarterly; or one-time deposits.
- Competitive Interest Rates
- Loan options: you can obtain loan using your saved savings as collateral
- You can also monitor your savings through our Hiyield mobile app
- Personalized travel support on Visa applications; flights & hotel bookings
- Disciplined savings targeted towards the travel plans
- Stress free travels; plan within your budgets
- Develop a savings habits
- Access to travel loans
- Minimum opening deposit: ₦50;000
- Minimum savings tenure: 3 months
- Loan interest rates
- Loan repayment
- Withdrawals may lead to interest loss.
- Fees: Management fees; loan processing fees applies
Real Estate Investment
Build wealth through secure real estate investments in Nigeria’s prime locations. Explore residential and commercial properties, REITs, and land banking with steady annual returns.
We take care of vetting, management, and exits—so you can focus on your goals. Get started from ₦5M and enjoy passive income or long-term growth. Invest with confidence backed by expert guidance.
- Broad appeal (covers all major real estate types)
- Performance metrics
- End-to-end service (selection to management)
- Flexible starting point (from ₦5M)
- Dual benefits (cash flow + appreciation)
- For Passive Income Seekers
- Land Banking Special
- Diaspora Investment
- Retirement Portfolio Builder
Senior Citizen Investment Account
This investment product is targeted at the elderly person in our society, usually those over the ages of 60 or 65, especially those that are no longer employed. Senior citizens anywhere in the world usually get some preferential treatment or a discount.
Whitecrust Finance Company limited is launching this product as its contribution to the welfare package of our Senior citizen.
- Competitive interest rate
- Specialized health insurance cover
- Quarterly welfare package base on the customer request
- The interest drops monthly like salary
- Interest can be collected upfront base on customer request
- Minimum investment amount is N10;000;000
- Minimum tenure is 12 months
- Additional investment is allowed
- Possibility of upward interest rate review
- Quarterly N50;000 welfare package base on customer wants.
- Afford customers the opportunity of being our product ambassador
- Access to company branded items lie T-shirt; Pen; Diary etc.
- The investment must not be liquidated within the first 12 months.
- Additional investment is allowed.
- Additional investment can be withdrawn at anytime and it will attract no penalty.
- Pre liquidation charges of 35% on the accrued interest on any investment that is terminated before 12 months.
Access to easy finance!
We are focused on more than loans & investment, we help you navigate your finances and provide expert services for a brighter future.